Budgeting Articles

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Deposit Your Tax Refund

To deposit your refund into a savings account, use the account number and the product ID for that account.

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Navigating Student Debt

If you are one of the 43 million Americans with a federal student loan, then you know that after more than three years, loan payments resume in October 2023.

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Kick-Start a Savings Habit With Sunward

Sunward offers several ways to seriously ramp up your savings. Click to read a round-up of our options.

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Chat Online with an Sunward Representative

Did you know Sunward offers the ability to chat live with a representative in online banking, in our mobile app, and on our website?

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College is Stressful… But We Can Help

At Sunward, we know the last thing you want to be worried about is how you will pay for your next semester of college.

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What To Do If You Experience Income Loss

Experiencing income loss can be very difficult and stressful. However, there are steps you can take to manage your financial situation.

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Enter the BALANCE Webinar for the Win Sweepstakes

Attend a free webinar from BALANCE for a chance to win $1,000!

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BALANCE Financial Fitness: An Introduction to Money Management

Here are some tips to get your budget on track.

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Teach Your Child the Magic of Saving

Sunward’s Savings Laboratory® Program is an exciting way for kids 12 and younger to learn about saving money.

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How to Save Money on Back-to-School Shopping

Are you shopping for back-to-school gear? You’re not alone – 29% of surveyed parents said they’ve already started.

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Paying Down Student Loans

Create Your Own "Relief Package"

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Order Your Checks in Sunward Online Banking

It's quick and easy to order checks through Sunward's online banking!

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MVD Direct Kiosks at Sunward

Another Great Credit Union Difference

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Renew & Refresh Your Financial Knowledge with BALANCE

Sunward’s partner, BALANCE Financial Fitness, has tools and resources that are free to Sunward members 

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Save on TurboTax® and H&R Block® This Tax Season

Sunward members can receive discounts on select TurboTax® and H&R Block® products.

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Simplify the Holidays with Zelle®

This year, go in on gifts with others and split the cost of the bill!

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The Fourth Pillar of Financial Health: Plan

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

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Sunward Savings Laboratory® Program Updates

Sunward’s Savings Laboratory® Program has recently been updated to help children learn more about money.

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The Third Pillar of Financial Health: Borrow

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

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The First Pillar of Financial Health: Spend

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

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The Second Pillar of Financial Health: Save

BALANCE Financial Fitness is offering a free online toolkit explaining how spending, saving, borrowing, and planning create your financial health. 

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Build Your Credit and Future with “Smart” Debt

For many people, bigger purchases in life can require borrowing money – and to qualify, you’ll almost certainly need to have a credit score.

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Make 2021 Your Healthiest Financial Year Yet

BALANCE Financial Fitness is offering a new free online toolkit explaining how to improve your financial health. 

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Skip a Payment on Select Loans

Sunward allows members in good standing to skip up to two payments on select loans in any rolling 12-month period.

Little girl with Sunward Savings Laboratory stickers

Sunward Savings Laboratory® Program

Sunward’s Savings Laboratory® Program is an exciting way for kids 12 and younger to learn about saving money.

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Paying for College: What to Do If You Need Assistance

If you or your student experiences a gap between your funding and the cost of college, here are a few options you can explore.

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What Are Your Financial Goals?

By taking the time to think about your goals, how much they cost, and when you want to achieve them, you will know exactly how much to save. 

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Holiday Wire Transfer Cutoff Times

Wire transfer requests must be submitted by 11:00 a.m. MT on December 24 and 1:00 p.m. MT on December 31.

Man and woman looking over finances.

Everyone Needs an Emergency Savings Account

Having an emergency savings account could help you cover the costs of unexpected expenses in the instance your income changes.

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College Planning Timeline

Whether you’re starting or returning to college, it’s a good idea to set up a plan so you can feel confident about your responsibilities.

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Make Saving Fun for Your Kids

Sunward’s Savings Laboratory® is an exciting way for kids 12 and younger to learn about saving money. 

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Now is a Great Time to Start Saving for Holiday Spending

Being mindful about spending, and creating a savings goal now, can help keep your finances on track.

Young couple looking at budget in home

Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

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Five Ways to Establish Good Credit

The only way to build a credit record is to have and use credit. Here are some ideas on how to get started.

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Introducing BALANCE Financial Fitness

SLFCU's new partner can help you start 2019 on the path to a stronger financial future.

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Achieve Your Savings Goals with Sunward

Sunward members can create savings goals in online banking. Start a savings goal to buy a home, plan a wedding, or make charitable donations.

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Access Your Sunward Accounts Anywhere

Free services give you access to your accounts everywhere life takes you, saving you both time and money. 

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Six Tips for Creating an Effective Budget

If you're building a new budget or updating an existing one, these tips could help you better manage debt.

A couple uses Sunward's  mobile app

Online Banking Updates

A number of issues identified during our roll-out in March have been fixed or improved.

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Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

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A Tradition of Support

Dale Marsh has seen a lot of changes during his years as a Sandian and Sunward member.

Girl doing her budgeting

Manage Your Money Wisely in 2018

Setting up a budget can help you manage the money you earn and develop a plan to meet your future goals.

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What is a CreditLine?

A CreditLine, also known as a line of credit, is a loan that allows you to borrow money and pay it back repeatedly, without having to apply for a new loan each time.

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Access Sunward Accounts Wherever You Are

Sunward offers all of the financial services you need, even if you are unable to visit or do not live near a branch.

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Ensure Direct Deposit Information is Current

It's important to verify that your account information is up to date in order to ensure your direct deposits don’t experience problems or delays.

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Avoid Checking Account "Oops" Situations

Sunward can help you set up your checking account to avoid Non Sufficient Funds (NSF) fees, returned checks, and declined cards.

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Buying a Home: What to Save and How to Get There

There are three things you need to consider when saving for a home: a down payment, closing costs, and insurance and taxes.

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Here's Why You Sometimes Need Different Checking Account Number Formats

Here's the answer to a frequently asked question to help you get the most out of your checking account.

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Automate Your Savings

Manage your saving and spending money in your Sunward account by making use of direct deposit, direct deposit distributions, and online transfers between accounts and loans.

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5 Things to Look for in a Checking Account

It’s important to select a checking account that helps you meet your goals.