Courtesy pay is a courtesy service that may allow overdrafts of your checking account for certain transactions. This means even if you don’t have money available in your checking account, Sunward may still authorize and pay automatic bill payments and other transactions that result in overdrafts to your account.1 Courtesy pay may even cover overdrafts of everyday debit card transactions (excluding ATM withdrawals) if you opt for this coverage.
When you take advantage of courtesy pay, you will be assessed an NSF fee for each overdraft. Sunward’s NSF fee is $25; it is only charged if the account is negative more than $25, and we will not charge more than six NSF fees per account per day.
To learn more about overdraft protection and courtesy pay, or to review your courtesy pay coverage, call 800.947.5328 or 505.293.0500, or visit any Sunward branch.
Sign up for both eStatements and eNotices with any type of checking account, and you will receive an unlimited number of checking accounts for no additional monthly fee.
1 Sunward pays overdrafts using courtesy pay at our discretion, which means we do not guarantee that we will always authorize and pay any type of overdraft transaction. Limits on courtesy pay amounts apply.
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