Home Buying

Family unpacking boxes at their new home

Get More House for Your Money with Sunward’s New 7/1 Adjustable Rate Mortgage

Looking for a home loan with flexibility and affordability that doesn’t compromise on stability? Sunward's new 7/1 Adjustable Rate Mortgage (ARM) might be right for you.

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Up to $1,000 Off a Home Loan

Get up to $1,000 toward closing costs when you make your move with Sunward!

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Top Five Mortgage Terms Explained

Below, we break down five of the most common mortgage terms to know so you can head into the homebuying process with confidence.

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Applying for a New Mortgage May Trigger Unsolicited Mail

If you have closed on a new home loan, refinanced your mortgage, or opened a Home Equity CreditLine, you may be targeted by unsolicited mail.

Couple with realtor viewing new home

Don’t Be Blindsided by Closing Costs!

It can be tough to look past the down payment ahead of you. The last thing you need is to be blindsided by a cost or fee of which you aren’t aware.

Couple viewing home with real estate agent

Buying a Home? Skip PMI with Sunward and Save Big

Purchasing a home is exciting, but if you’re a first-time home buyer you’re likely to encounter many unfamiliar terms and concepts.

A family of four walking into their new house.

Buying a New Home? Sunward is With You Every Step of the Way

Are you daunted by the idea of buying a new home? Sunward is here to help you navigate the homebuying journey with confidence.

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2023 Spring Real Estate Report

Learn about the current real estate market in the communities Sunward serves.

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Sunward's Mortgage Team Coming to a Branch Near You

Sunward’s home loan officers are now available on Saturdays from 9:00am to 1:00pm MT at select branches.

Man using table saw for home renovations

Five Reasons to Use a Home Equity CreditLine for Spring Renovations

Is your home in need of a spring makeover? A home equity line of credit (HELOC) can be a useful tool for homeowners looking to fund home renovations. 

Family playing with moving boxes while moving into their new home

Sunward's 5/5 Adjustable Rate Mortgage

Sunward offers 5/5 adjustable rate mortgages (ARMs) that provide the security of a rate and payment that adjusts once every five years.

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Announcing the Winners of Our Home for the Holidays Photo Contest!

Congratulations to the winners of our Sunward Home for the Holidays Photo Contest! 

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Renting vs. Buying a Home: How Do They Compare?

Purchasing a home can be more cost-effective than renting. Depending on your situation, a mortgage payment can be comparable to your monthly rent.

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2022 Fall Real Estate Report

Learn about the current real estate market in the Albuquerque, NM, Farmington, NM, and Tri-Valley, CA areas.

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Home Equity CreditLines: What Are They, and What Are Their Benefits?

Home equity is the difference between your home's market value and the outstanding balance of your mortgage. 

Couple dancing in living room surrounded by moving boxes

Ending Soon: Pay No Origination Fees on Home Loans with Sunward

Sunward is waiving origination and administrative fees on applications for owner-occupied first mortgages originated now through 6/30/22!

Exterior of Southwestern style suburban home with green tree outside

2022 Spring Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

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Find Your Dream Home with HomeAdvantage®

Sunward members can save more and stress less with the HomeAdvantage program.

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Loans 101

We've prepared an all-in-one glossary for when you're ready to apply.

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Announcing Our Home Renovation Photo Contest Winner!

Congratulations to the winners of our Sunward Home Renovation Photo Contest! 

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Get the Most Out of Your Yard

Sunward’s Home Equity CreditLines are a smart way to help finance a new addition to your home, or pay for upgrades and repairs.

Exterior of Southwestern style suburban home with green tree outside

2021 Spring Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

Diane Kapuranis, Vice President of Lending

Home Loans: Record Growth

Sunward members financed new homes with us or refinanced their current loans in record numbers in 2020.

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Fall 2020 Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque, NM and Tri-Valley, CA areas.

Photo of solar panels on the roof of a home

Solar Energy for Your Home: Lease or Buy?

A new home solar system is a major purchase decision. In 2020, a system can cost $15,000 to $30,000 before rebates and incentives.

Concerned couple looking at letter they received in the mail.

Mortgages May Trigger Unsolicited Mail

If you closed on a new home loan, refinanced your mortgage, or opened a Home Equity CreditLine, you may receive multiple solicitations in the mail.

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Spring 2020 Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

Pictured in the backyard of their new home are Sunward members Jacob Robinson-Brown and Kristina Jones, and their dog, Frank.

First-time Homebuyers Turn to Sunward

Kristina Jones and Jacob Robinson-Brown turned to Sunward when they were ready to buy their first home in 2019. 

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Thinking of Buying a Home? It May be More Affordable Than You Think.

Here are some simple savings strategies to help you reach your goal.

Exterior of Southwestern adobe home

Fall Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque, NM and Tri-Valley, CA areas.

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Should You Refinance Your Home Loan?

Refinancing involves replacing your current mortgage with a new one, either from the same financial institution or a different one. 

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Sunward's Home Equity CreditLines Can Save You Money

A Home Equity CreditLine could offer you a lower rate than other loan types.

Exterior of Southwestern adobe home

Spring Real Estate Report: Albuquerque Area and Tri-Valley, California

Learn about the current real estate market in the Albuquerque and Tri-Valley areas.

Young family with children unpacking boxes in their new home.

3 Reasons to Get Pre-approved for an Sunward Home Loan

Thinking of moving? Getting pre-approved can reduce some of the stress of buying a new home.

Photo of Susan Rashad, Mortgage lending Supervisor

SNL Livermore Collaborates with Sunward on Homebuying Assistance

SNL Livermore sought out Sunward to help ease their employees' California home buying efforts.

A young couple moving into a new home.

Sunward's 15/15 Adjustable Rate Mortgage

We offer 15/15 adjustable rate mortgages that have the stability of just one rate change during the life of the loan.

Young couple with a baby being shown a new home by a realtor.

Online Tools for Finding Your Dream Home

When you register with the HomeAdvantage® program, you can take advantage of many home buying benefits.

Young family looking at home with Realtor

Summer Real Estate Report

Learn about the current real estate market in the Albuquerque and Livermore areas.

Couple at home unpacking

Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

Family unpacking in new house

You Don’t Need a 20% Down Payment to Buy a Home

It's a common misconception that all lenders require a down payment of at least 20% of the price of the home.

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What is a CreditLine?

A CreditLine, also known as a line of credit, is a loan that allows you to borrow money and pay it back repeatedly, without having to apply for a new loan each time.

Sunward Members Buy Their First Home

Sunward Members Buy Their First Home

When Lesley and Kurtis Caldwell decided they were ready to buy a home, they turned to Sunward for a quality mortgage and great service.

A couple moves in to a new home

New Fixed Rate Mortgages with Low Down Payments

It’s a common misperception that lenders require a down payment of at least 20% of the price of the home.

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Buying a Home: What to Save and How to Get There

There are three things you need to consider when saving for a home: a down payment, closing costs, and insurance and taxes.

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Can You Afford a Home?

Buying a house can be daunting, and it's easy to feel overwhelmed. You probably have many questions: Which neighborhood is right for you? Is an appraisal different from an inspection?