Credit Articles

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Introducing Sunward Instant Pre-Qualification

With Sunward's new instant pre-qualification process, you can apply to be pre-qualified for an auto loan, personal loan, or credit card within minutes and get a personalized loan offer just for you.

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Thinking of Purchasing a Home or Vehicle?

Make sure you review your credit score first.

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Which Bills Should You Pay (or Not) With a Credit Card?

Before you pull out your card or tap to pay, consider the potential pros and cons of paying your bills with credit.

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Five Ways to Establish Good Credit

The only way to build a credit record is to have and use credit. Here are some ideas on how to get started.

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Introducing BALANCE Financial Fitness

SLFCU's new partner can help you start 2019 on the path to a stronger financial future.

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Achieve Your Savings Goals with Sunward

Sunward members can create savings goals in online banking. Start a savings goal to buy a home, plan a wedding, or make charitable donations.

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Review Your Credit Report

The Fair Credit Reporting Act requires that your credit report be made available to you for free.

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No Credit History: Not Just a Problem for Young Adults

A lack of credit history can be an issue for financially established individuals who opt to pay cash instead of getting loans or using credit cards.

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Should You Freeze Your Credit?

A credit freeze restricts creditors from accessing your credit report, which prevents both legitimate and fraudulent loans and accounts from being opened in your name.

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What Do Teens Need to Know About Credit?

Good credit is the key to a solid financial foundation. It can help you secure a loan for school and a car, often at a better rate than someone with a low score would receive.