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Drawing of two people. One of them is holding a money bag while sitting on a miniature building, the other is holding a rising chart arrow. A large clipboard and calculator are in the foreground. Drawing of two people. One of them is holding a money bag while sitting on a miniature building, the other is holding a rising chart arrow. A large clipboard and calculator are in the foreground.

Renting vs. Buying

Compare renting vs. buying with upfront costs, monthly payments, equity, taxes, and flexibility. Use a rent vs. buy framework to decide what fits your goals.
Drawing of two people with a house, a giant bank card, and a giant piggy bank Drawing of two people with a house, a giant bank card, and a giant piggy bank

Pending vs. Contingent

Learn the difference between pending vs contingent, what under contract means, common contingencies, and what buyers and sellers should do next.
Drawing of a person with a house, giant coins, and a giant piggy bank Drawing of a person with a house, giant coins, and a giant piggy bank

Mortgage Prepayment Penalty

Learn what mortgage prepayment penalties are, how they’re calculated, when they apply, and how to avoid them—with examples and FAQs.
Drawing of a person with a house, a money bag, a paper airplane, and coins Drawing of a person with a house, a money bag, a paper airplane, and coins

How Much Equity Do I Have in My Home?

Learn how to calculate home equity, LTV, and CLTV—plus ways to use, build, and verify your equity with tools, examples, and FAQs.
Ivan Olvera cuts the ribbon in front of the South Valley branch during its grand opening while others around him applaud and cheer Ivan Olvera cuts the ribbon in front of the South Valley branch during its grand opening while others around him applaud and cheer

Sunward Celebrates Grand Opening of New South Valley Branch

Community joins local businesses, Credit Union leaders for afternoon celebration following soft opening.
Simplified drawing of people, a house, and money Simplified drawing of people, a house, and money

HELOC vs Second Mortgage

Compare a HELOC vs second mortgage, including interest rates, repayment terms, and costs. Learn which option fits renovations, debt consolidation, or flexible access to cash.
A drawing of a person with a house, a piggy bank, and a contract A drawing of a person with a house, a piggy bank, and a contract

How Does HELOC Repayment Work?

Learn how HELOC repayment works in the draw and repayment periods, how interest-only payments change, and how to avoid payment shock and pay off your HELOC faster.