Car Buying

Three close ups of people handling money, holding a credit card, and driving a car

Introducing Sunward Instant Pre-Qualification

With Sunward's new instant pre-qualification process, you can apply to be pre-qualified for an auto loan, personal loan, or credit card within minutes and get a personalized loan offer just for you.

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Drive Into the New Year with Our Member-Exclusive Offer

90 Days With No Payments on All New and Used Auto Loans

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Buying Online to Avoid a Dealership? Don’t Avoid a Great Rate.

More and more, it’s becoming common to shop online for a vehicle. When doing so, don’t forget you can use an Sunward auto loan to purchase it.

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Yellow, Blue, and Sunward Auto Photo Contest Winner!

Congratulations to Glen Maestas, winner of a $100 gas gift card in our #YellowBlueAndSunward Photo Contest!

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Enter Our Yellow, Blue, and Sunward Auto Photo Contest!

Show love for your credit union by entering our first-ever Yellow, Blue, and Sunward Auto Photo Contest! You could win a special prize!

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Member-Exclusive Offer: Get 90 Days with No Payments on an Auto Loan

For a limited time, enjoy 90 days with no monthly payments when you get pre-approved for an auto loan.

Several RVs parked near a lake with two boats.

Tips For Financing Your Dream Boat or RV

Financing a boat or RV can be a smart way to achieve your travel goals. However, it's important to understand your options and choose the right loan for you.

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What Are the Pros and Cons of Driving a Gas-Powered Car vs. an Electric One?

If you’re shopping for a new vehicle, consider the pros and cons of purchasing a gasoline-powered or electric vehicle.

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New Year's Resolutions for Your Car

The start of a new year is a perfect time to set new goals and resolutions. Consider making some for your vehicle while making some for yourself.

couple buying a car

Should You Buy Your Next Car Locally or Online?

Here are some key differences between buying a car online vs. buying from a local dealership. 

Man and woman inspecting a car at a dealership

Things to Look for When Buying a Used Vehicle

Buying a used car or truck can be a great option when you're looking for a quality vehicle without a higher price tag. Here are ways to help you choose the best car.

Teen girl smiling while putting on her seatbelt

Tips for Buying Your Teen’s First Car

Whether you are buying a new or used vehicle for your teen, having the right information can take the stress out of making the wrong decision. 

Young couple sitting on their car's open hatchback watching sunset in a field

Make Car-Buying Easier This Summer

Now Through June 30: Special Offer for Sunward Members

Child washing car outside with parents

Spring Cleaning – for Your Car

Here are a few tips to help you get your vehicle ready for spring.

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Borrower Protection with Life Plus

Borrower Protection Plan: Your financial safeguard against the unexpected.

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Refinance Your Auto Loan with Sunward and Get a $200 Bonus!

Take advantage of no payments for 90 days, plus a $200 bonus when you refinance – now through 6/30/2022!

hatchback car driving through snow covered forest in winter

Auto Buying in 2022: What Can You Expect?

We asked an industry professional why the traditional car-shopping process will likely be a thing of the past in 2022.

Image of couple being handed keys to their first car

Five Questions for First-Time Car Buyers to Consider

Buying your first car may be the first major purchase you make. There's a lot to consider, but asking yourself these questions can help.

Image of a vehicle driving through the mud on a cloudy day

All Wheel Drive or 4 Wheel Drive: Which Vehicle Is Right for You?

Understanding the difference between all-wheel drive or a four-wheel drive can help you determine which one is the better fit for you. 

Seven Sizzling Summer New Mexico Road-Trip Destinations

Seven Sizzling Summer New Mexico Road-Trip Destinations

Grab your sunglasses: We've rounded up seven of the hottest places in the Land of Enchantment to visit this summer. Are they on your vacation list?

Young couple driving in convertible with the open road in the horizon.

Finance Your Next Vehicle with Sunward in Four Easy Steps

If you’re thinking about buying a new or used vehicle, financing it through Sunward is easier than you may think. 

Young woman in car with dog looking out the car window

The Benefits of Refinancing Your Auto Loan with Sunward

In many situations, refinancing your auto loan can help you meet your financial goals or save you money. 

Car salesman and woman negotiating at a car dealership

Five Things to Know Before Trading in Your Vehicle

Trading in your old vehicle for a new one is complicated. Do your research to ensure you get the most money possible for your vehicle.

Family eating lunch outside of the trunk of their vehicle

Planning Ahead: The Key to Easier Auto Buying

If you are ready to upgrade your road trip ride, Sunward can help you prepare before you go vehicle shopping. 

Woman with dog sitting in back of car wearing winter clothing

Five Great Times to Buy a Vehicle

If you’re planning to buy a new vehicle, carefully timing your shopping may help you secure the best deal. 

Hand holding pen and working a calculator

Skip a Payment on Select Loans

Sunward allows members in good standing to skip up to two payments on select loans in any rolling 12-month period.

Woman, husband in car holding coffee cups and smiling at each other

Drive into the New Year

With the holidays on the horizon, replacing an older vehicle might be the best gift you can give yourself. 

Photos of #LifeHappens Summer Photo Contest

Announcing the #LifeHappens Summer Photo Contest Winners!

Congratulations to the winners of our Sunward #LifeHappens Summer Photo Contest! They each received a $100 gift card to El Patron restaurant! 

Dad and son looking at car in dealership.

Purchasing a Car for Your Teen

Whether they’re heading to college or just received their driver’s license, buying your teen their first vehicle can be exciting, yet overwhelming.

Lisa Bohannon, Sunward Consumer Lending Manager

Keeping our Members on the Road

In 2019, Sunward originated almost $243 million in auto loans, keeping up with notable numbers from previous years. 

Photos of #SLFCUSummer Photo Contest

Announcing the #SLFCUSummer Photo Contest Winners!

Congratulations to the winners of our Sunward Facebook Summer Photo Contest! They received a $100 gas card to help keep their adventures rolling. 

Woman smiling and driving car

Reduce Your Monthly Vehicle Payment with Sunward's Financing Options

Extending your loan term can lower your monthly payments to fit within your budget. 

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Save for a Down Payment with Online and Mobile Banking

SLFCU's online and mobile banking make it simple to create and track your progress toward saving for a down payment.

Woman getting her car fixed

What is a CreditLine?

A CreditLine, also known as a line of credit, is a loan that allows you to borrow money and pay it back repeatedly, without having to apply for a new loan each time.

Edgewood Branch Meets Member Needs

Edgewood Branch Meets Member Needs

David Stout joined Sunward in 1976 after starting a new job with Sandia National Laboratories. He had just left the military and was interested in buying a house with his wife.

Woman searching Sunward.org for car buying help

Online Help with Buying Your Next Car

Sunward has resources to help you navigate the car buying process so you can make informed decisions.

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Reduce Payments with Sunward Financing

Some lenders have higher interest rates for used vehicles and on auto loans with longer terms. Sunward is offering a low rate for any loan term, new or used.

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Buying a New Car?

AutoSMART has the tools to guide you through the entire car buying process, saving you time and helping you make informed decisions.