Why Choose Sunward?

Check Out a Few Reasons Why More Than 175,000 Members Trust Sunward

Great rates on loans and savings accounts, free checking, no or low fees, and outstanding service make Sunward a great place to manage your money. We are more than a credit union – we’re an economic engine that powers the communities we serve across the Southwest United States. With our deep and caring connection to our members, Sunward is redefining the cooperative spirit in financial services. That’s the purpose behind everything we do.

Become A Member

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Anyone Can Apply To Join

• You don't have to work at the Sandia National Laboratories to join Sunward. Anyone can apply to join, including the employees of more than 1,400 partner companies.

Learn How To Join

You'll Enjoy A Great Member Experience

• 88% of surveyed members are either extremely or very satisfied with Sunward’s products and services. (Medallia Net Promoter Relationship Survey, Q2 2024)
• In a recent major survey of contact centers at 128 U.S. credit unions, Sunward ranked 5th overall, and 2nd among similarly sized credit unions. (Member Loyalty Group benchmark survey, Q1 2024)
• Newsweek includes Sunward on its 2024 list of America's Best Regional Banks and Credit Unions.

Our Offerings Are Built To Meet Your Needs

• Free checking and savings accounts with no monthly maintenance fees
• Free direct deposit, mobile deposit, bill pay , and check deposits at the ATM
• Contactless debit cards with online tools to help manage your cards
• Home loans and auto loans with great rates and flexible options
• Low-rate credit cards
• Mobile wallets for debit and credit cards
• 24/7 fraud monitoring and $0 liability for unauthorized transactions on debit and credit cards
• Local loan underwriting and servicing
• Robust, secure online banking and mobile banking
• Access to investment and retirement planning services and more, with complimentary, no-obligation seminars led by financial professionals.

We Care About Our Community, Like You Do

• Our employees generously volunteer their time and talents to support causes that are important to them in our communities.
• We provide grants and donations to non-profit charitable organizations to support their efforts to take care of those in need.
• For 30 years, we’ve given out more than $150,000 in scholarships – a significant investment in more than 300 of our young members. Learn more.
• Sunward raised more than $200,000 to help fund a full-time teacher for the University of New Mexico Children’s Hospital.
• Millions of dollars in Sunward commercial lending deals are helping to keep the economy growing.

We Have Many Locations To Serve You

• Sunward offers 16 conveniently located full-service branches in New Mexico, Colorado, and California. View locations.
• We are part of a network of more than 5,500 shared branches and more than 30,000 ATMs nationwide. Learn more.
• Not near a branch? You can also bank with us online or by phone.

You Can Realize The Dream Of Home Ownership With Sunward

• Whether you're a first-time home buyer, have a growing family, need to downsize, or are looking to refinance, Sunward has a home loan with a great rate that meets your needs. Homes can be financed with low down payments, flexible terms, and private mortgage insurance (PMI) options. Learn more.
• Our homebuying seminars are designed to answer your questions and de-mystify the process of purchasing a home.