The 2025 Annual Membership Meeting notice is now available. Click here to learn more.

All Sunward branches and our Contact Center will close early at 1:00 p.m. MT on Tuesday, December 24 and will remain closed on Wednesday, December 25 in observance of the Christmas holiday. Regular business hours will resume on Thursday, December 26.
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Using Your Sunward Card When You Travel

Notify Sunward of Travel Plans To Keep Your Cards Safe and Working

Your Sunward credit card and debit card are protected by a system that detects unusual patterns of activity. Please let us know when you are planning a trip, especially one that takes you outside the U.S.

When activity is detected outside of your normal pattern, you’ll receive a phone call to verify the purchase is legitimate. Please provide us with your cell phone number so we can reach you when you’re away from home.

Card fraud is a widespread problem that you can help prevent. Call us at 505.293.0500 or 800.947.5328 or send a secure message in online banking, and we will make sure your cards are safe and continue working when you leave home.

Please provide the following information:

Using your Visa® or Mastercard® credit card to make purchases overseas is a smart move. You'll be charged only the official exchange rate, plus a 1% international transaction fee.

Use your debit card worldwide anywhere Mastercard is accepted to pay for your purchase or get local currency from your checking account.

Please note that some foreign ATMs may not allow access to savings accounts. If you will be traveling outside the U.S., Sunward recommends that you have a debit card attached to a checking account or use a credit card for purchases/transactions.