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Fixed Rate Mortgages

Consider this mortgage if you are looking for long-term rate and payment stability. Lock in a low interest rate and get a fixed monthly payment, a variety of terms, and the option to pay points to reduce your rate.

Your fixed rate mortgage will be serviced by Sunward – from application and processing to closing the loan and beyond. When you make a payment or have a question, you’ll talk to the professional, friendly staff at Sunward.

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LOW DOWN PAYMENTS, NO PMI

With our fixed rate mortgages, you can put down as little as 5%. Sunward can loan 80% on a first fixed-rate mortgage and finance the rest with an adjustable rate second mortgage. With this loan structuring, you avoid paying private mortgage insurance (PMI).


FIXED RATE MORTGAGE RATES

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Mortgage Disclosure: Maximum loan-to-value is 80% for all fixed rate mortgages and standard adjustable rate mortgages. Rates subject to change; check with Sunward for current rates. Available rate based on credit history. Not everyone will qualify for lowest rate. If loan does not close, fees incurred will be charged to the member. All loans subject to credit approval. Contact Sunward for details.