Auto Loans
As low as 4.640% APR*
Auto loans for new vehicles
- No payments for 90 days with loan pre-approval**
- Terms up to 84 months
- 125% financing available
- Non-variable rate
- Choose your payment schedule
- Current year and up to 2 previous year models with 25,000 or fewer miles qualify for new vehicle rates
Auto loans for used vehicles
- No payments for 90 days with loan pre-approval**
- Terms up to 72 months
- 125% financing available
- Non-variable rate
- Choose your payment schedule
Auto loans buying resources
- Ask your dealer for Sunward financing or shop online with AutoSmart
Protect your investment with these additional services:
- TruStage Auto & Home Insurance Program
- Guaranteed Asset Protection (GAP) may cancel the difference between your insurance settlement and your loan balance if your car is totaled or stolen
- Mechanical Repair Coverage helps pay for covered repairs on your car when that unexpected breakdown occurs
- The Borrower Protection Plan with Life Plus protects against loss of life, disability, and/or involuntary unemployment
Auto loans for other vehicles
- Sunward offers competitive rates and terms for motorcycles, ATVs, boats, and RVs models 10 years and newer. View details and rates
*APR = Annual Percentage Rate. All loans subject to credit approval. Not everyone will qualify for the lowest rate. Rate subject to change without further notice. Available rate is based on credit history and location, and term and rate may be higher than rate listed here. Vehicles from the current or two previous model years and mileage less than or equal to 25,000 qualify for new car rates.
**Refinances on existing loans with Sunward do not qualify for the 90 days no payments offer. Qualified applicants with a front-end loan-to-value (LTV) of 100% or less are eligible for no payments for 90 days. Interest will continue to accrue during the deferral period. This offer is subject to change without notice.
Car buying tools & resources
Helpful links