As a member-owned credit union with deep Southwest roots and over 75 years of experience, we're built for you.
Federally insured by NCUA.
Select an account or loan type to explore details. When you apply, you'll also apply for Sunward membership.
Schedule an appointment at a nearby branch and we'll help you choose the right account, answer questions, and get started.
Coast-to-coast access
Access more than 30,000 surcharge-free ATMs and 5,000 shared branches nationwide.
Everyday banking made easier
Enjoy checking with no minimum balance requirement or monthly maintenance fee, plus EarlyPay, mobile deposits, wallet access, and Zelle®.
Rewards and local perks
Sunward+ Rewards gives you access to member benefits, local events, and more ways to get value from your membership.
Guidance, support, and security
Access financial education, MEMBERS Financial, Member Hardship Assistance, and federally insured accounts through the NCUA.
John Addison (Member since 2011): One night I was looking on my phone and I saw charges from around the country in multiple places.
Donavan Silva (Branch Manager, Cottonwood): So I was able to ask some questions and really get to understand like what was going on, so that way we could immediately put a freeze on the account to stop it.
John Addison: And he allowed me to pour my heart out before he actually replied.
Donavan Silva: We were able to find out that it wasn't Sunward that actually called, and in this scenario specifically it was the fraudsters that called you.
Jacob Rodriguez (Financial Service Consultant, Cottonwood): I told John, no matter what, we're going to figure this out. I could just see in that moment that he just trusted me.
John Addison: He stopped immediately, dropped everything they were doing.
Jacob Rodriguez: You know, I think that we take pride here at Sunward that anybody that walks through the door we want them to feel like a superstar. That at the end of the day, that we are their friends, and um, we want to make sure that they're, they're heard and taken care of.
John Addison: When I came in, I felt like I was a victim. When I left, I felt like I was a partner. Like, man, I'm the reason why this place exists, and they're gonna take care of me no matter what
Real help when it matters
Security is not just technology. It is having real people ready to help when you need them. Sunward members have access to secure banking, NCUA-insured accounts, and local support through unexpected situations.
4.9 (13.9k Ratings)
Apple App Store®
Sunward’s mobile banking app lets you access your accounts securely on your Apple® or Android™ smartphone or tablet.
Explore mobile banking
Other fees—for example, out-of-network ATM operator or data fees—may apply. Membership eligibility required.
Apple and the App Store are registered trademarks of Apple Inc. Android is a trademark of Google LLC.
*Account declines purchases that would result in an overdraft
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