The Ladera Branch

Limited-Time Grand Opening Offers

Sunward’s Ladera Grand Opening Week offers are valid September 14, 2026 through September 18, 2026 for qualifying accounts opened or applications submitted in person at the Ladera Branch location only, during the applicable promotional day as outlined below. Must be 18 years or older.

Monday, September 14, 2026: Individuals who open a new checking account funded with at least $100 will receive one (1) $100 gift card.

Tuesday, September 15, 2026: Individuals who open a new Power Money Market account will receive a $100 bonus deposit into the new account.

Thursday, September 17, 2026: Individuals who apply for a Home Equity Credit Line will receive one (1) Sunward Home Improvement Kit.

Qualifying accounts and applications must be completed in person at the Ladera Branch location. Rewards are limited to one (1) per primary account holder or primary applicant, per applicable offer. Accounts must be opened and funded in accordance with Sunward’s standard requirements to qualify. Promotional gift cards and the Sunward Home Improvement Kit will be provided at the time of the qualifying account opening or application, while supplies last. The $100 Power Money Market account bonus will be provided within 30 days after account opening. Offers may be considered taxable income. Recipients are responsible for any applicable taxes. Sunward reserves the right to determine eligibility for this promotion and to modify, extend, or terminate these offers at any time without prior notice.

Build What’s Next Sweepstakes Official Rules

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ELIGIBILITY: The Sunward Build What’s Next Sweepstakes (the “Sweepstakes”) is open to United States residents who are 18 years of age or older at the time of entry.

SWEEPSTAKES PERIOD: Entries will be accepted between September 4, 2026, at 9:00 AM MT, and October 2, 2026, until 5:30 PM MT (the “Sweepstakes Period”).

HOW TO ENTER: Individuals may enter the Sweepstakes in person at the Ladera Branch during the Sweepstakes Period by completing one or more qualifying activities. Individuals will receive one (1) entry for establishing a new Sunward membership and one (1) additional entry for each of the following: opening a new checking account funded with at least $100, opening a new Money Market account, or opening a new credit card. Individuals will receive two (2) additional entries for submitting a qualifying owner-occupied mortgage application, including an adjustable-rate mortgage (ARM), fixed-rate mortgage, or Home Equity Credit Line (HELOC), or for opening a new business account. Entries associated with account opening or applications are limited to the primary account holder or primary applicant, as applicable. Limit four (4) entries per individual, regardless of method of entry.

Participants may also enter the Sweepstakes without opening an account, submitting an application, or completing a qualifying activity by completing a brief entry form with their contact information. To enter via this method, visit Sunward’s Ladera Branch at 5760 St. Josephs Dr., Albuquerque, NM 87120 during regular business hours within the Sweepstakes Period.

PRIZE: One (1) Grand Prize winner will receive one (1) $2,500 cash prize.

WINNER SELECTION AND ODDS: The winner will be selected randomly from all eligible entries received during the Sweepstakes Period. The prize drawing will take place during the week of October 19, 2026. The winner will be notified by email and/or phone no later than October 31, 2026. The odds of winning depend on the total number of entries received during the Sweepstakes Period.

OTHER CONDITIONS: Participation in the Sweepstakes constitutes each Entrant's full and unconditional agreement to and acceptance of these Official Rules and Sunward’s Privacy Policy at https://gosunward.org/privacy-policy/ and consent to be contacted by email and/or phone. Sunward reserves all rights to interpret and administer these Official Rules, and its decisions shall be final and binding. In the event of any discrepancy or inconsistency between these Official Rules and disclosures or other statements contained in any Sweepstakes-related materials, the terms and conditions of these Official Rules shall prevail, govern and control. Void where prohibited by law. Sunward reserves the right to cancel, suspend or modify the Sweepstakes for any reason if it is not capable of being completed as planned, including by reason of tampering, fraud, technical failures or any other factor beyond Sunward’s reasonable control.

*Building Better Sweepstakes Official Rules

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ELIGIBILITY: The Sunward Building Better Sweepstakes (the “Sweepstakes”) is open to United States residents who are 18 years of age or older at the time of entry.

SWEEPSTAKES PERIOD: The Ladera Grand Opening event will take place on September 18, 2026 between 3:00 PM MT and 5:30 PM MT (the “Sweepstakes Period”). Additional entry opportunities are available earlier that day as described in the “HOW TO ENTER” section below.

HOW TO ENTER: Individuals may enter the Sweepstakes in person at the Ladera Branch on September 18, 2026, through the following entry opportunities. Between 9:00 AM MT and 3:00 PM MT, individuals who open a new Sunward membership will receive one (1) entry into the Sweepstakes. During the Sweepstakes Period, individuals may also earn entries by attending the Ladera Grand Opening event and completing applicable qualifying activities as described herein. Existing Sunward members will receive one (1) entry for each of the following activities completed: enrolling in Online Banking or completing a Financial Wellness Check-In with a Sunward representative. Non-members will receive one (1) entry by establishing a new Sunward membership. Entries associated with account opening or qualifying member activities are limited to the primary account holder. Limit four (4) entries per individual, regardless of method of entry.

Participants may also enter the Sweepstakes without opening an account or completing a qualifying activity by completing a brief entry form with their contact information. To enter via this method, visit Sunward’s Ladera Branch at 5760 St. Josephs Dr., Albuquerque, NM 87120 during the Sweepstakes Period.

PRIZE: One (1) Special Event-Day Prize winner will receive one (1) $500 cash prize.

WINNER SELECTION AND ODDS: The winner will be selected randomly from all eligible entries received on September 18, 2026, in accordance with these Official Rules. The prize drawing will take place immediately after the end of the Sweepstakes Period. The winner will be notified by email and/or phone following the drawing. The odds of winning depend on the total number of entries received.

OTHER CONDITIONS: Participation in the Sweepstakes constitutes each Entrant's full and unconditional agreement to and acceptance of these Official Rules and Sunward’s Privacy Policy at https://gosunward.org/privacy-policy/ and consent to be contacted by email and/or phone. Sunward reserves all rights to interpret and administer these Official Rules, and its decisions shall be final and binding. In the event of any discrepancy or inconsistency between these Official Rules and disclosures or other statements contained in any Sweepstakes-related materials, the terms and conditions of these Official Rules shall prevail, govern and control. Void where prohibited by law. Sunward reserves the right to cancel, suspend or modify the Sweepstakes for any reason if it is not capable of being completed as planned, including by reason of tampering, fraud, technical failures or any other factor beyond Sunward’s reasonable control.