Kick-Start A Savings Habit With Sunward

Sunward offers several ways to seriously ramp up your savings. Click to read a round-up of our options.

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Sunward Offers Several Ways to Maximize Your Hard-Earned Dollars

On average, Americans put about 4% of their disposable income into savings.¹ Fifty-seven percent have less than $1,000 in savings, and one-third of Americans have less than $100 in savings.²

That may not be enough to be fully prepared for an emergency or to make a big purchase such as a vacation or down payment on a home. While exact amounts will vary depending on your income and expenses, a good rule of thumb is to aim to put at least 15% of your pre-tax income into savings. Having sufficient savings is vitally important to be financially healthy.

The good news: It’s never too late to start a savings habit. The GREAT news: If you’re a Sunward member (or become one), we have several ways to seriously ramp up your savings. A round-up of our options follows.

POWER MONEY MARKET ACCOUNT

Get our highest yield on your lowest deposit amount (up to $2,500) with a Power Money Market Account. Funds deposited above $2,500 earn lower rates that are applied in tiers. Rates for each tier are blended into a single rate that applies across the entire deposit amount. No matter how much you deposit, you’ll enjoy a higher rate than with a traditional savings account, with easy access to your funds when you need them. Learn more – and use our handy calculator to see how much you could earn.

FLEX ACCOUNT

Unlike most term certificates (known at banks as certificates of deposit, or CDs), our 16-month FLEX Account gives you a great rate AND the ability to withdraw up to 50% of the funds once per calendar month, penalty-free! Learn more.