Perfect for members who use their card often, want strong rewards without rotating categories, and appreciate premium benefits with no added costs.
1
Apply Online
Complete your application in minutes
2
Get Approved
Receive a decision and credit limit details
3
Activate Your Card
Quick activation once it arrives
4
Start Using Your Card
Make purchases and manage everything digitally
Variable APR2: 15.75% to 18.00%
Minimum Credit Line: $5,000
Fees: None annually and no balance transfer fees.
Bonus Eligibility: Earned after $1,500 in purchases within 90 days
1 To be eligible for the $100 statement credit, $1,500 in net purchases (i.e., purchases minus credits and returns) must be made with your Sunward credit card within 90 days of the new account opening. Account must be open and in good standing at the time credit is awarded to receive the credit. These transaction types do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by Sunward, quasi-cash items (e.g., casino chips), cash equivalents (e.g., money orders), and purchases made using a Personal Identification Number (PIN). This account is eligible for one statement credit of $100. Please allow up to four weeks after spending $1,500 to receive the credit.
2 See Terms and Conditions at: https://gosunward.org/credit-cards/