Business Checking

Contact a Sunward representative about your business' activity to see which solution is right for you.

	Access Checking	Basic Checking	Active Checking	Account Analysis Checking
Monthly fee	$5	$8	$15	See information below.
Average monthly balance to waive fee	$1,000	$2,500	$5,000
Number of checks processed free per month	50	100	200
Number of deposits processed free per month	10	20	30
Number of deposit items processed free per month	50	100	200
FREE Online BillPayer transactions	Unlimited	Unlimited	Unlimited

$100 minimum deposit to open account
Free online access through Sunward online banking
Free Mastercard^® debit card

ACCOUNT ANALYSIS CHECKING

With this option, get a monthly analysis statement that reflects account balance, transaction and item volumes processed, fees for services provided, and applicable earnings credits to offset fees. See the Business Schedule of Fees and Charges for more details.

OPEN AN ACCOUNT

Please visit any branch or call us to find out what documentation is required to open a Business Account. Sunward verifies the registration of all businesses with the appropriate state agency.

Click Here to View the Documents Required to Open a Business Account

Documents Required	Sole Proprietorship	LLC	Corporation (S, C, and Non-Profit)	General Partnership	LP, LLP, LLLP	Club Account	Public Funds Account (NM entities only)
ID information for all signers	✔	✔	✔	✔	✔	✔	✔
Tax ID EIN letter or a tax return from thelast 2 tax years - must show as filed	EIN/SSN	EIN/SSN	EIN	EIN	EIN	EIN/SSN	EIN
Articles of Organization Must be a stamped copy or the online certification shown as filed by the state		✔
Articles of Incorporation Must be a stamped copy or the online certification shown as filed by the state			✔
Business License Must show the DBA name and business owner's name or business name or Business License and State-issued Taxation and Revenue Department Registration Certificate if the Business License does not display the owner’s name or business name	✔	✔ (only if using trade name/DBA)	✔ (only if using trade name/DBA)	✔ (only if using trade name/DBA)	✔ (only if using trade name/DBA)
Foreign Registration Required if business is registered outside NM, CA, CO, AZ, TX, UT, NV and is doing business in one of these states		✔	✔	✔	✔
Operating Agreement or Alternative Document (signed letter/meeting minutes) specifying who is authorized to establish membership		✔
By-Laws or Alternative Document (signed letter/meeting minutes) specifying who is authorized to establish membership			✔
Partnership Agreement or Articles of Partnership or Alternative Document (signed letter/meeting minutes) specifying who is authorized to establish membership				✔	✔
Meeting Minutes specifying who is authorized to establish membership						✔
Letter of Instruction specifying who is authorized to establish membership (must be signed by an official)							✔
Letter from Sponsoring Organization if using sponsor's EIN						✔

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Business Checking

Contact a Sunward representative about your business' activity to see which solution is right for you.

ACCOUNT ANALYSIS CHECKING

OPEN AN ACCOUNT

Click Here to View the Documents Required to Open a Business Account

Helpful Links

Disclosures & Fees

Phone Numbers

Business Checking

Contact a Sunward representative about your business' activity to see which solution is right for you.

ACCOUNT ANALYSIS CHECKING

OPEN AN ACCOUNT

Click Here to View the Documents Required to Open a Business Account +

Helpful Links

Disclosures & Fees

Phone Numbers

Click Here to View the Documents Required to Open a Business Account