Reduce Payments with Sunward Financing

Some lenders have higher interest rates for used vehicles and on auto loans with longer terms. Sunward is offering a low rate for any loan term, regardless of whether the vehicle is new or used.

A longer loan term can be a great option for those who need lower monthly payments to fit within a budget. Sunward can provide term length options to best suit your needs. And even though you may have a longer loan term, there is no penalty for paying off your auto loan early, offering you more flexibility with your car buying decisions.

Many people prefer to purchase used cars because they are able to get a vehicle with more features for less money than it would cost to purchase the same model new. Financial institutions set their own parameters for what qualifies as a "used" vehicle. At Sunward a vehicle older than two model years or with more than 25,000 miles is considered used, and the age of your vehicle won’t change the rate. If you do purchase a previously owned vehicle, you can feel comfortable knowing you’re still getting a great rate.

Sunward has resources to help you navigate the car buying process. Visit www.gosunward.org for loan calculators, AutoSMART car buying tools, and links to pricing guides for different vehicle makes and models.

You can apply for a loan online, by calling 505.293.0500 or 800.947.5328, or by visiting any branch.

Available rate is based on credit history. Offer applies only to loans new to Sunward. Rate subject to change without further notice. Not everyone will qualify for the lowest rate. The maximum loan term available for a used car, defined as being older than two model years or over 25,000 miles, is 72 months; the maximum loan term available for a new car, defined as being from the current or previous two model years and having less than or equal to 25,000 miles, is 84 months. All loans subject to credit approval.