Sunward | Extended Insurance MMA | Sunward

The Extended Insurance MMA

A premium money market account that extends NCUA insurance beyond the standard $250,000 cap. Backed by the ModernFi network, this account provides competitive tiered rates, total fund visibility, all in one Sunward account.

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Federally insured by NCUA.

A woman looking thoughtfully out a window

Maximum Protection. All in one place.

Extended NCUA Insurance

Safeguard deposits, insured up to $15 million.

One Relationship, Full Protection

Maintain a single Sunward account while funds are allocated across partner credit unions in the network.

Competitive Tiered Dividends

Earn higher rates as your balance grows, designed for high-dollar depositors.

24/7 Transparency

Access a dedicated Member Portal to see where your deposits are placed, at any time.

Getting started with Your Extended Insurance MMA

1

Apply Quickly

Get started by speaking with a Sunward expert.

2

Fund with Ease

Deposit via transfer, direct deposit, or branch visit.

3

Enjoy Full Transparency

Log in to see your allocations across the network.

4

Flexibility Without Compromise

Make deposits, transfers, or withdrawals any time.

Smaller balance? We've Got You Covered.

Start with our Power Money Market — an account built to reward the first $2,500 you save with the highest rate and a blended rate for balances above $2,500. No minimum to open and no monthly maintenance fees.