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Refinancing a Mortgage?

Documents you'll need to provide to your Sunward loan advisor

Most recent pay stubs covering 30 days of earnings
W-2s from most recent two years
Two months of most recent bank statements (excluding Sunward accounts)
Current homeowner's insurance policy declaration page
Warranty deed or owner's title policy and survey
Current mortgage holder statement
Most recent property tax bill

PENSION OR SOCIAL SECURITY INCOME

Letter of benefits from Social Security
Pension award Letter or any pay stub from the company issuing your pension check
1099Rs from the most recent two years

SELF-EMPLOYMENT OR COMMISSION INCOME

Two years of federal income tax returns for both individual and business, with all schedules
Year to date Profit & Loss statement, signed and dated

ADDITIONAL DOCUMENTS MAY INCLUDE

Trust agreement
Divorce decree (child support and marital settlement statement)
For rental property income, last two years of tax returns with all schedules and a current lease agreement

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Refinancing a Mortgage?

Documents you'll need to provide to your Sunward loan advisor

PENSION OR SOCIAL SECURITY INCOME

SELF-EMPLOYMENT OR COMMISSION INCOME

ADDITIONAL DOCUMENTS MAY INCLUDE

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