Business Credit Cards
Keep more of what you earn with a smart credit card from Sunward.
Get StartedSunward business credit cards are built for how you actually run your business.
Our cards offer:
- Rewards on every purchase
- No balance transfer fees
- Real-time, 24/7 fraud alerts and chip security
- Convenient eStatements and contactless payments with Apple Pay®, Google Pay™ or Samsung Pay®
Get started online, call us at 505.293.0500 or 800.947.5328, or visit a branch to get started.
Premium Business Visa Signature®
Built for businesses that want to simplify spending and maintain greater control over company cards.
See the card agreement.
- 18.00% APR1. Variable APR2; floor of 11.25%
- 2% monthly cashback on purchases
- No Foreign Transaction fees
- $95 Annual fee; annual fee waiver with qualifying business deposit relationship
- Expense Management Platform
- Self Service Portal for business owners
Visa Signature® Business
Built for businesses that want to manage interest costs while still earning rewards.
See the card agreement.
- 11.75% APR1. Variable APR2; floor of 10.75%
- 1% year-end rebate on purchases
- No annual fee
Card Controls
Sunward offers an easier way to manage your Sunward debit or credit card – right in online or mobile banking. Turn your cards on or off, set alert preferences, and more with our Card Controls widget.
Features include:
- Instantly turn your debit or credit card on or off to control when they can be used.
- Get notified when your card(s) are used or declined.
- Report your credit card lost or stolen and request a replacement card.
- Submit travel notifications for your Sunward credit card.
- Transfer balances from other higher interest rate credit cards.
Start using these exciting features today! Log in to online or mobile banking and click on the Card Controls widget. Select the card(s) you wish to manage and complete the quick registration.
Disclosures & Fees
- Business Membership and Account Agreement (PDF)
- Business Services Schedule of Fees & Charges (PDF)
- Business Agreement for Arbitration and Waiver of Class (PDF)
- Business Online Banking Agreement and Disclosure (PDF)
- Business Credit Card Disclosure (PDF)
- Business Visa Benefits & Disclosures (PDF)
- Business Mastercard® Guide to Benefits (PDF)
Phone Numbers
-
Confirm Blocked Transaction: 888.918.7313
1APR = Annual Percentage Rate. APRs effective as of . Premium Business Signature Card: 18.00% APR, floor of 11.25%; $95 annual fee, waived if business maintains at least $25,000 on deposit. Signature Business Credit Card: 11.75% APR, floor of 10.75%; no annual fee. No penalty APR. $5 cash advance fee. No foreign transaction fee. $25 late payment fee, $25 over-the-credit-limit fee, and $25 returned payment fee. Check with Sunward for additional details.
2Your APR is variable and may be adjusted on the first day of January, April, July, and October. To calculate your new rate, we use the U.S. Prime Rate published in The Wall Street Journal on the first business day that falls on or after the 15th day of the month preceding the adjustment month, subject to the applicable margin and floor for your card. To calculate your balance, we use a method called Average Daily Balance (Including new transactions)