Documents Needed to Complete a Sunward Auto Loan

Purchase agreement/buyer’s order signed by a dealership representative and yourself
Any dealer-provided documentation
Proof of insurance
- This is not the insurance card you keep in your vehicle. Your insurance company must provide you a copy of your full insurance policy, and the declarations page of that policy must list Sunward as the lien holder for your vehicle. Submit your proof of insurance online

There may be additional MVD documentation required if buying from a dealership in New Mexico if purchasing a vehicle from out of state.

Within New Mexico:

Original title
Bill of sale, completed and signed by both parties
- Sunward can provide a bill of sale, or you can get one from the state MVD office or website.
New Mexico driver's license or New Mexico identification card (if using an out-of-state ID, two proofs of residency within 90 days are required)
Proof of insurance
- This is not the insurance card you keep in your vehicle. Your insurance company must provide you a copy of your full insurance policy, and the declarations page of that policy must list Sunward as the lien holder for your vehicle. Submit your proof of insurance online.
Notarized power of attorney for buyer and seller ( Sunward will provide this at pre-approval or when the loan is being completed)
Emission certificate (Bernalillo County residents only), may be completed after funding

Outside of New Mexico (in addition to above):

VIN inspection, required for all out-of-state title transfers and government titles
- To complete a VIN inspection, the Public VIN (under the window) and Nader Sticker (driver side door jamb) must be visible.
- Inspections are good for 90 days if the VIN inspection was done by an agent of the state or a registered MVD office; if done by the police department, they are good for 30 days.

Current vehicle registration (signed)
NM Title Application from the buyer
10-day payoff instructions obtained from the current lienholder
New Mexico driver's license or New Mexico identification card (if using an out-of-state ID, two proofs of residency within 90 days are required)
Proof of insurance
- This is not the insurance card you keep in your vehicle. Your insurance company must provide you a copy of your full insurance policy, and the declarations page of that policy must list Sunward as the lien holder for your vehicle. Submit your proof of insurance online.
Notarized power of attorney for buyer and seller ( Sunward will provide this at pre-approval or when the loan is being completed)