Strengthen your relationship with sunward and unlock lower auto loan rates!

Apply for an Auto LoanOpen a New Checking Account

For a limited time, you can save up to 1% on your new auto loan—potentially as low as 5.25% APR¹—just by opening a new checking account, setting up recurring deposits, and reaching a $500 balance.

1. Open a new Sunward checking account (even if you’re already a savings-only member).
2. Set up a new recurring direct deposit.
3. Deposit a minimum balance of $500 in your new checking account.
4. Apply for a new Sunward auto loan to unlock up to 1% off² your standard auto loan rate.

   Once these requirements are met, you'll enjoy a special Relationship Rate on your auto loan.

• Market-Leading Rates. From checking to auto loans, mortgages, and more, we provide highly competitive rates and low or no fees.
• Members First. Your financial needs and goals always come first. At Sunward, you’ll experience personalized service and valuable resources to help you grow.
• Community Powered. Sunward is more than a financial institution—we’re on a mission to fuel economic prosperity in the Southwest. By banking with us, you help your community thrive.

¹ APR effective as of March 5, 2025. Available rate is based on credit history and may be higher than the rate listed here. Not everyone will qualify for the lowest rate. Rates are subject to change without further notice. The maximum loan term available for a new auto is 84 months with payments of $14.73 per $1,000 financed. Vehicles from the current or two previous model years and mileage less than or equal to 25,000 qualify for new car rates. The maximum loan term available for a used auto is 72 months with payments of $16.95 per $1,000 financed. All loans are subject to approval based on credit.

² To qualify for the relationship rate discount, you must meet the following eligibility requirements:

• Open a new Sunward checking account.
• Set up a new recurring ACH direct deposit, which include, for example, payroll, government benefits, pension payments, and external transfers.
• Maintain or deposit a minimum balance of $500 in the new checking account.

Qualifying members will receive up to 1% off the standard auto loan rate and is only available to persons without existing Sunward checking accounts. If the eligibility requirements are not met or you no longer meet the requirements, the discount rate may revert to the standard rate. Relationship discount applies to new Sunward auto loans up to a maximum loan amount of $75,000 and does not apply to existing Sunward auto loans or internal refinances. All requirements must be met by July 31, 2025, to qualify for the discounted rate. Additional terms and conditions may apply. Sunward reserves the right to modify, extend, or terminate the relationship discount at any time without prior notice.