The Power Money Market Account

Earn the highest rate, 5.04% APY¹, on your first $2,500 deposited and a blended rate on higher balances.

Federally insured by NCUA.

A Partner You Can Trust

170K+

Members

$4B

Total Assets

$250K+

Per Member, NCUA-Insured

For 77 years, Sunward has been rooted in the Southwest, putting our members first. As a member, you are not a customer. You are part of a financial cooperative trusted by more than 173,000 people across the Southwest and beyond. Save with confidence knowing your deposits are federally insured by the NCUA.

Start Building Faster

Earn our most competitive, high-yield dividend rate on your first $2,500.

No Monthly Maintenance Fee

Keep more of your money, no strings attached.

Easy, Penalty-Free Access

This is your money. Access it when you need it, penalty-free.

Save with Confidence

Your deposits are federally insured by the NCUA.

See how Sunward can help your savings grow

Use our Power Money Market calculator to see how your savings can add up. Enter your initial deposit and monthly contribution to see the power of high-yield dividends in action.

Effective Date: 11/21/2025

Deposit Distribution	APY¹
$1.00 - $2,500.00	5.04% APY
$2,500.01 - $5,000.00	3.04% APY
$5,000.01 - $10,000.00	2.04% APY
$10,000.01 - $15,000.00	1.04% APY
$15,000.01 - $25,000.00	0.44% APY
$25,000.01 and over	0.14% APY

Your Path to Powerful Savings

Apply Online

in as little as 15 minutes.

Fund Your Account

Open your account with any amount.

Link Your Accounts

Set up recurring deposits.

Grow Your Savings

Watch dividends compound over time.

¹ APY = Annual Percentage Yield. APY applies if dividends are not withdrawn during the term. Dividend rate and APY may change at the discretion of the Board of Directors. Dividends are based on the account's average daily balance.

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