Business Loans & Creditlines

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Commercial Real Estate Loans

• Owner-occupied and non-owner-occupied investment properties
• Construction and construction-to-permanent financing
• SBA 504 loans

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Business Term Loans

• Competitive fixed and variable rates
• Use for equipment and machinery, commercial vehicles, building improvements, technology system upgrades

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Business Creditlines

• Establish a CreditLine now so funds are available when your business needs them
• Use for accounts receivable and payroll, inventory and materials, short-term business expenses

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Applying for a Business Loan

For loan requests up to $100,000, complete a loan application and include the following:

• Two most recent year-end business and personal federal tax return(s); include all business and personal schedules and personal K-1s, if applicable
• Most recent interim Profit and Loss Statement and Balance Sheet (if last fiscal year-end is more than six months ago)
• Business formation documents (business license, partnership agreement, articles of incorporation, bylaws, articles of organization, operating agreement, or trust certification form)

Once you have completed your loan package, contact one of our loan advisors at 505.293.0500 or 800.947.5328 to determine if any additional documentation is needed.

For loan requests of more than $100,000, please call 505.293.0500 to speak with a Sunward business lender and determine what other documents you might need.

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If you have a question, call us at 505.293.0500 or 800.947.5328.